2021

There are some mathematical formulas that can be used to help you determine how much of a mortgage you can qualify for and actually afford. Click here.

Credit And Budget Recommendations To Help You Prepare To Buy A Home

5 November 2021
 Categories: , Blog

Buying a home is still a dream of many, but with the price of real estate increasing each year, it can make your homeownership goals seem farther away. However, with the right preparation, you can improve your situation to help you get closer to homeownership. Here are some recommendations to help you buy a house when your income is limited. Improve Your Credit Working with a limited income is one factor in the home purchase process that you cannot adjust to improve your situation. Read More …

The Closing Process When Buying A House

17 August 2021
 Categories: , Blog

If you want to buy a house, you must prepare for this event and choose a home. After choosing a home, you must negotiate with the seller to reach a deal. Once you reach a deal, your residential real estate agent will help you work on the closing steps required in the process. If you have questions about the closing process, read this guide to understand the main steps that happen during this part of the home-buying process. Read More …

Questions To Ask Your Agent When Listing Your Home

17 June 2021
 Categories: , Blog

Listing your home for sale opens the possibility for people to come and tour it. When you list a home, you could potentially sell it right away. There is also a chance it might take some time to find a buyer, but you will not know what will happen until you list it. Before doing this, however, hire a real estate agent. You might want to ask the agent a few questions before signing the documents. Read More …

Work With A Real Estate Agent When Buying Your First Oceanfront Property

23 April 2021
 Categories: , Blog

Buying an oceanfront property can be a great way to have a more luxurious lifestyle without being worried about restrictions that can come with living in a condo. If you're interested in oceanfront properties and don't know how to get started with finding the right home, it's best to reach out to a real estate agent that can discuss with you all your options and find you a great match that fits what you should be looking for when buying oceanfront property. Read More …
About Me
how much of a mortgage can you afford?

I have saved up for a down payment on a house for the last ten years. Each week, I would take 10% of my paycheck and put it in a special savings account that I could not access. Once I finally had enough money put away, I began looking for houses in the area that I could afford. But, what could I really afford? How much of a mortgage could I qualify for? There are some mathematical formulas that can be used to help you determine how much of a mortgage you can qualify for and actually afford. My blog will teach you how to make this determination.

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